Its always going to be scary to get started but having everything else in order will help to give you that extra push to get started! 

PM me if you've got a bit of extra time and we'll see if we can get something on the calendar.Cheers!

With the details you now mentioned in the second post yes, I can certainly see some difficulty trying to accomplish what you're doing.

I know Freddie Mac now requires 25%, but finding that extra 5% will be difficult for me at the moment.  

I do not have a lot of extra money and I'm from a smaller type of town.

There are ways to off set the fee, charge pet rent (I charge $250 non-refundable and $50/month per pet), some tenants have two dogs and pay $100 a month extra. 

If they dont mind lending longer term, a turnkey could work, where you pay the loan back monthly with extra cashflow.

For an extra fee they will pack items that are shipped to one of their yards on the west coast. 

On the other hand, I feel that some of their other funds (for example the ones involving ground up construction) are too speculative for a conservative non-accredited investor doesn't have a lot of extra cash to speculate with.

I agree about not letting realtor convince me it’s difficult.  I