The counselor stated that they specially cater to regular consumers and not so much about investors and I get it.

In reading the forums (and consuming YouTube and podcast content), it seems there are a number of investors (new and pro) who have relocated to markets with better opportunities.

HELOC is for personal residence, second home , or vacation home and is a consumer loan.

I would also listen to their Podcast series...there are a few shows so there's endless information to consume!

, social distance, and dig deep into this week’s economic news… Consumer Price Index.

I think it's more an issue of consumer confidence.

This means:a) coming up with a plan of realistic recommendations (varies by what seller is able to do)b) helping the seller execute that plan to the best extent reasonable (varies by situation)c) staging every home, whether vacant or occupied (we do our own staging but it's professional grade, for occupied homes it's usually removing some furniture, shifting other furniture around to enhance flow and feel of space, sometimes adding furniture pieces if the originals date the home too much, i.e. trading out a coffee table or couch, etc.), usually replacing ALL art work and most decor items, advising on specific paint colors that are good for resale, consulting on outdoor plantings/landscaping and often just installing some plants ourselves. 

I look forward to meeting many of you and hope to enhance my goals by being a part of this community. 

I've been researching, consuming information for 2+ years so I can start to invest in long-term rental properties.

I have no consumer debt.Student Loans$30k Federal, 3-4% interest, currently in forbearance$121k Private, 3.98% interest, 15 year term, $895/month minCurrent Income: Full TimeGross 80k, Net 49k after taxes and deductions (401k)Monthly Net Take Home - $4083, Less Fixed (incl Stdnt Ln pmt)/Variable Expenses - $2576Saving Rate for REI - $2476/month (60%/net) -- $100/month Brokerage AcctSavings to Date: 7k, Credit Score: 748Projected Savings Feb 2021: Roug;y 30k +/- a couple thousandCurrent Income: Part Time work (October 2020 - Feb 2021)I expect to make 3720 by end of Feb - all going towards my REI fundBy May of 2021, I plan to House hack a Triplex via FHA to get my feet wet and familiarize myself with REI/ the property buying process through direct ACTION.