Sometimes I transfer money to my significant other by doing this and neither of us incurs a fee. 

Nonetheless, it is usually a good idea to review your Will periodically to confirm that your current intentions and circumstances still match your Will.You may decide to set up a revocable trust, in which you can transfer your properties (or entity interests if your properties are held in an entity) during lifetime.  

I agree, the cash up front is a red flag......the charge can't be more than $10-15 to transfer money from a Cdn bank to a US bank......I've done it before - and it's certainly not too bad.  

@Gloria Mirza the contract is vital as it proves the price and terms to which both the buyer and seller have agreed to transfer ownership.

We were to close on our current home on the 30th of this month and our new home the 31st as we are also moving out of state due to a transfer. 

You are asking, can the PR (person-in-charge, executor, administrator, etc.) transfer title during probate without paying certain unsecured creditors?

@Logan TurnerI don't see anyone asking the fundamental questions of whether or not you want to transfer title...just assuming, but I would suspect that the the balance is a re-fi...you can't transfer title: i.e. you can't own this house unless that is settled.

I hired a lawyer to do my due diligence  for me since I had no clue what to do.He did a title search and had to get a bunch of certified papers signed to be cleared for the transfer of title.  

If you think you will go FHA, 203k, etc. and then Quit Claim the property, to a LLC, or a Land Trust you run the risk of the lender discovering a Title Transfer occurred and activating the "Acceleration Clause" or "Due on Sale Clause" that requires the loan to be paid in full, within 'x' number of days.

If you think you will go FHA, 203k, etc. and then Quit Claim the property, to a LLC, or a Land Trust you run the risk of the lender discovering a Title Transfer occurred and activating the "Acceleration Clause" or "Due on Sale Clause" that requires the loan to be paid in full, within 'x' number of days.