My goal is start an LLC in NJ, since this where we will make our first purchase and get approved for a line of credit from several banks in order to invest in a rehab.  

Of course not.

Hey Raymond, I took my courses online through Colibri. 

We are a growing family and need more space and of course, more opportunity for income building. 

The cost of the rehab is ~$250,000 with estimated ARV of $1,200,000 and the total rent at $13,000, which would generate good cash flow.I make $100k, have really good credit score and ~$100k in savings.

For us real estate investors, if we are in a stagflation environment, we can expect that the Fed will keep interest rates at their current elevated levels or more slowly cut rates over the course of 2024/2025.

For context, I should probably mention that I have ~$100k in savings, 770 credit score and 95k salary.I appreciate your help!

A HELOC would be my ideal situation but credit is not high enough.

Free class, then 3 day seminar that costs $1500 but because you are attending the free class and if you pay in the next 30 min it will cost you only $300 with a free guest, and at the 3 day seminar when everyone is super pumped they sell the course for $40k.I was exactly like @Andrea Kendall, I didn't have the money to invest in the course and today I'm so grateful I didn't do it because now I know that is the way they got rich, LOL!

(and that is true anywhere of course).