If your investment fails, it may impact your primary residence because of the money you borrowed against it.My preference is that you increase earnings, reduce expenses, save up, and make each investment stand on its own.

I co-own a short-term property management company.

IE: get signed purchase agreement, contact title company, pay-off tax lien, secure title and then close with cashier check at the title company?

Because he is a W2 employee and, I assume, he is not one of the company owners.

The HEI/HEA is not feasible because of the percentages most companies are wanting to take (some are over 50% of the appreciation from the date of the HEA).The biggest question is that we'd be losing our 2.875% rate, which will be paid off in 15 yrs.

Consider your priorities and circumstances carefully to determine which option aligns best with your goals and preferences.

From what the attorney said after speaking with the title insurance company the lien was put on in 2018 + 15 years.

It's not for everybody... that is why property management companies exist.

Many national STR PM companies working on a percentage of gross income (Daily rates + cleaning fees) charge an elevated cleaning fee.

I do have some saving and assets I could liquidate, but I prefer that as a last resort.