It depends on your locality and what you are comfortable with. 

I aim to get into multi families to learn and have some security, but I love the idea of long term tenants and appreciation, and will probably feel more comfortable with that as my time in the market increases.

I read about someone attempting to get some sort of promissory note from a lender post covid-19 outbreak to refi but not sure If I'd feel comfortable given the ever changing circumstances  

Family Offices were coming around to get more comfortable with lending.

I know plenty of people that would gladly wait out the judicial system while comfortably living in their landlords property - even if they could afford a cheaper property and move out. 

If I am, I do not feel comfortable sending the sellers attorney a check.

For electronic lock boxes go self showings, are you comfortable that people might not steal something?

One that is comfortable representing a shareholder that has not been paid and is being ignored by the sponsor.

Americans who worked for years to provide for their family and build this nation rely on these payments to live their last days in relative comforts.

This is extremely important and brings me to another point, you have to be comfortable with your lender.