I know 90ltc 100% rehab no credit check no upfront fees or appraisals would love to connect 

I hope this is helpful, as a note I am by no means an expert I am also relatively new, but please let me know a bit more about your investing criteria and hopefully I can help you out! 

No

Got a big question that I have no idea what to do.

No telling what you will learn.  

There s no longer any Federal protection for "tenants in foreclosure", it expired......state regs rule.

If there is no answer leave a hand written letter inside a fed ex envelope. 

AAPL has been trying to stop using the word hard money because it has a negative connotation and move everything over to private lending.But Ned is right, I had always viewed it the way he has as well, but as a lender I have no friends, so I guess them I am allowed to use it interchangeably.The Demise of “Hard Money” in a Private Lending World | American Association of Private Lenders (aaplonline.com)

Higher end home buyers are usually more rate and market sensitive.I see you're down in Texas, so if that is your market, weather plays less of a factor consideration as it does for us up north (no one likes to move in the winter unless they have to and things slow down considerably).  

Disrespectful offers- no alligators ever!!!