They call right back and give accurate information even when it is bad news.   

Since you're new and they're the ones providing all the documents, it wouldn't be a bad idea to have everything reviewed by your attorney to make sure you understand everything you're signing and the terms of the deal work for you.Lastly, here's some general tips to help you avoid scams with lenders online:Tips for Avoiding a Scam on BiggerPockets

I plugged the numbers in and the profit margins are a little lower than I’d like but a lIttle profit over no profit and a bad reputation works for me any day.

I had a landscaping business in college, have dabbled with multiple online business opportunities throughout my educational career, and have continued to read and read about real estate investing.

It’s not to bad as long as you have a good reliable plumber and electrician.

What have you had good or bad experiences with?

I would also say that there is good debt versus bad debt. 

Mid city, westlake, east hollywood, south central,... these places do not improve because of the prevalence of rent control and section 8, but also because of the general incompetence of the city's administrationI'm not saying south central isn't a good investment, but it is imo highly speculative and very high maintenance, as the area is filled with bad tenants and dramas

They mean well, but often give out genuinely bad advice, which may work where they have their rentals, but not here in MA.  

A seller may tell you it's in a B class area but for that price I highly doubt it.Although Milwaukee is a great city with a lot of potential, there are many bad areas also.