Next year, everyone is anticipating that interest rates will be lower (election year, possible recession, etc.).

Update: Prop HH was decisively rejected by Colorado voters in Tuesday’s election. 

Yes, we need sustainable development and conservation practices or we will be in trouble - but for the foreseeable future Phoenix is in very good shape.Arizona's new Governor is in her first year, and she was elected to replace a very pro- development predecessor - so Arizona politics are different than they were over the past decade.

.- The employer contribution for SIMPLE IRAs is either a 2% non-elective contribution or a dollar-for-dollar match of employee contributions, up to 3% of compensation.

@luiz@Luiz Souzaundefined, @Ericka Parrott, @Lindsay West

Mark, I work with the President there, Dan Palmquist.

If the Democrats win this election, expect capital gain rates to go up, possibly reducing your future savings.

I couldn't get away from flying and ran a private jet charter company as President & Director of Ops flying Citation 500 & 650 series. 

If I were in your shoes I’d probably look at getting the loans coming due in the next couple years more stabilized if possible and hopefully as the election draws closer maybe rates will drop a little.

If so, you can contribute remaining $20K as elective deferrals (this includes catch up) and and another $20K as profit sharing.