It was a pain to get the Payoff Statement and Lien Discharge since the Note was held by this "little old lady" (in her 80's I think) who had no access to electronic communication or a fax. 

They were upfront honest as their management splits profit 50/50, the lady we spoke with advised to self manage or find a PM. once again, thank you for the book recommendation.

I don't think we see 4% within 5 years. 50% chance you're going to have to come up with the cash to pay that loan wholesome or re-finance at a higher rate.As for seller financing, are you 100% comfortable that the original house owner will make payments to the bank?

The young lady will be part-time and I will allow her to do some work at the office and some from home.

She's an older lady who has lived in the property for 17 years.

There are bad apples out there, and they aren't limited to broke people trying to get assign house contracts.Recently in another post I told the story of the lady that was renting a nice house right across the street here in West Houston. 

Well ladies and gentlemen, this phone work stuff is NOT for the faint of heart, thin skined, or easily offended.  

I bought a farm inside the city (really inside), had been a farm for 100+ years, the lady kept 3 calves just to keep the agricultural status for a lower tax rate!

The lady said that because the job I am working now is not "degree related", that I need at least 2 years of professional work experience to sign on my own.

I was in a pool in Florida and asked the lady if she knew of any 2 bed 2 baths for sale, and she said yes!