I’ve been pre approved for both, and look to start my construction journey in a few months.  

Take a $450/month apartment as an example.

Early in my quest and hoping to have a door within the next 6 months. 

If there have been a few months of late payments though, that definitely warrants having a deeper conversation with the current owner.If the owner doesn't know much about the cause of their tenant's late payment situation, go directly to the source and have a friendly conversation with the tenant and introduce yourself.  

The tenant has not paid anything since April 2024, effectively staying in my property for free for four months.

Generally most places offer 100% of one month rent.

After we made ourselves the VERY squeaky wheel for the last 6-8 months, they made a substantial financial effort to get us back on track.

This is not for doxing him or slandering him.I rented a house from DJ, he was the middle man so I already know from several court documents he can't be found to be perso ally liable since he isn't on the lease or sale documents yet acted as the property management company and was my point of contact.He managed to convince me his company was very good to rent from we've only owned houses so I had to learn a lot of lessons in the 2 month time frame I stayed in thst cindemnable house.

Or monthly?

Can we get bad tenant out in a month in NC?