Back 4-6 years ago we had a local realtor who put out a weekly hotsheet with all the HUD foreclsoures in the state of GA and he had the minimum bid for the property figured out to the penny, based on the original list price and the number of times the property had dropped.

Values do drop sometimes.

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That does not sounds right... your credit score would have dipped a few points each time you obtained a loan application but if you are paying off CC and mortgages (major trade line) there should be no reason for an 80 point drop.

Sounds like a lender is trying to capitalize on pulling any creditor's claim in bankruptcy, we will drop our claim and ask that the court approve the sale.

I did buy with cash using the CC's though ;) However, yes, my scores have dropped to 694 and although my credit is all good it's now excessive.

Since then, her cell phone has been turned off and she never answers her landline.I dropped a "pre 3 day pay or quit" on her door the other day, and I am about to post the 3 day pay or quit.

The general idea about sophistication level of the buyer sort of drops (in layman's terms).

If the seller won't budge I think I will have to drop this one and move on.

I would certainly look at the numbers then drop any offers based on the condition of the building.