Well I was approaching it from the stance that I was gonna try to find a buyer and if I could I would then discuss all of that with the other wholesaler

I still find opportunity in this market as we're approaching the top if we're not there already.  

I would approach the banker with the idea that you might be looking to refi and ask him what he thought.

There are laws on unsolicited marketing in various states through telephone, so you may need to confirm you're approach is above board legally in your target market.  

But just in case you didn't I thought I provide you with how I was taught by professional real estate investors.So there are many approaches to determining ARV or Value of a property.

This is a very basic 101 level trick approach (not even a trick)...One of my first "doing God's work" refinances when I was fresh off of the Loan Officer Assembly Line was a dude that went $80k (or some crazy number) in debt taking care of his dying mother.

There is far more money chasing deals in this area then there are deals.Direct marketing your own deals or establishing a relationship with a quality wholesaler is a far better approach.

That is really the only real estate investing I have under my belt.Earlier in 2016 my friend approached me and told me about BP, since then I have been on daily.

So to get information from the guy how to set the contracts etc. it can cost you from 4K to 10K for get coached from him.So since I already informed myself a lot about wholesaling and had also some online coaching I just need to know hot to set the contracts and to look after a title company in Germany, then I’m ready to go, cause I’m not afraid of cold calling or approaching peoples ☺️.

Of course, you can change up strategies in the future, but sticking with one until the end and taking an incremental approach to educating yourself and moving forward will help you from becoming overwhelmed or distracted.