Long term disability for example is horrible value for money.

Extreme score fluctuations are common for things have that little or no impact on a real Fico score.A credit score provided by US Bank regularly through a credit card or checking account is also a Fako, not to be confused with Fico scores provided by US Bank during a mortgage application, Fico 04.Credit Karma also only calculates AAoOA where a real Fico score calculates AAoA.Credit Karma is good for routine monitoring and does a fair job of showing you your accounts and providing a basic look at your credit, scores and recommendations should be ignored.If you want a true picture of your credit, purchase MyFico 3B which provides all the variants of Fico scores including Fico 08 and 04.A cheaper route is Credit Check Total which will provide with Fico 08 scores for all three bureaus.

Maintenance requests were routinely ignored.

If a tenant is disabled you have to give them 60 days in our area so I would not recommend 30 days. 

He was in the car wreck with me that made me disabled.  

Due to extreme health issues from 2010-2013 I considered disability.

So, I have to think about this, but based on the anecdotal evidence I'm receiving, it's probably worth me setting up and running my own test.Also, @Trevor Mauch in the IC terms of services there's this:"If your bandwidth usage exceeds 300 MB/month, or significantly exceeds the average bandwidth usage of our other customers, we reserve the right to immediately disable your account or throttle your file hosting until you reduce your bandwidth consumption."

So the line between routine maintenance and the lipstick on a pig renovation projects sometimes get blurred.

My parents would routinely come to me for a loan if they needed cash to pay for delivery pizza or money for my siblings to go out with friends.

It's discriminatory because you are biased to wanting a family and are discriminating against adults who are not a traditional family.The Fair Housing Act, which is the federal law governing housing discrimination, includes the following seven protected classes: race, color, religion, national origin, sex, disability, and familial status.I think you are technically right, that normally people get in trouble for discriminating against children than toward them, but better to set up your processes and posts so that you are blame free.