When you can't decide, make the offer.

I am an out of state investor in Indy and recently got my offer accepted but the lender is now offering an extremely high rate 6.375% with a 3.5% discount rate for $3,172.

My wife and I had a “corporate meeting” and we made them and offer and ended up purchasing the property for $1K over our offer price at auction.

Buyers expect Sellers to cower in the corner at their amazing low offers as if they are doing the seller a favor.  

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

My 1st experience with squatters is that it can be extremely difficult to remove them.

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.PM us if you’d like to discuss this logical approach in greater detail!

Should we offer preference and less equity?

You can start real estate investing, reading resources, familiarizing yourself with the Albany, GA market, setting short-term and long-term goals, preparing financially, building a team, conducting property searches, conducting due diligence, making an offer, managing property, and joining local groups.

You can also possibly rent it as is separately for another $150-$200/month especially if your comps do not offer garages.