Delayed refi loan amount is based on the lower of cash-out refi LTV OR purchase price.

@McKinley Carbone Hey neighbor, do you work with Justin Silverio? 

Of course I would have to pay for an appraisal, but the costs are much lower.  

Some places online may be cheaper, also depending on the amount you are planning on getting will be able to lower price pretty much. cheapsigns.com does 100 sings for $199. 

The increased basis will lower your gain when you sell if you are subject to tax.

@Nathan LandsIMHO, the lower you stay on that range the better you’ll do.

If you are trying to find closer to 2% you'd likely need to look in the Grays Harbor market, however I would be cautious when buying in areas of GH with the low economic growth and lower tenant base. 

Im looking at the lower streets the closer to downtown the better, Im looking for multi family basically something in a nicer area to develop a building for good rental returns...Do you have any good suggestion right around the half million mark, preferably with approved plansThanks!

Your P&I payment would be lower improving the Cash Flow.2. 

But I’m in an area where $500k+ with 15k+ in taxes can be the low end so I’m trying to not be jaded by a lower prIce poInt.Very much appreciate the feedback from everyone...