Hi everyone, we currently moved from WNY and live in a 2nd floor apartment of a 3 unit multi-family house on the east side of Providence (near Hope Village).

If you plan on being a buy and hold investor then you should be prepared to handle capex events on all of your properties.

if you plan to use it as a 2nd home as well as lease it out, conventional loan will allow you to just put 10% down. 

I plan on doing more research on Bigger Pockets, but any overall advice is great. 

We are definately planning at refinancing as the next step but need to resolve the partnership before that.

Yes a judge can still proceed with the sale even with a suggestion of BK and the only way a judge can stop it typically is if the borrower files a temporary restraining order, which lasts 15-30 days and must be a valid reason - the reason of "I am going to file BK" is not a valid reason to give a TRO as the borrower can file BK and then has time to complete submitting their plan. 

My friend and I plan to partner up for this REI journey.

I was looking for an individual that may have more experience in my specific market that can offer suggestions or advice with my projected plans. 

I willcontinue to work on getting the meet ups planned and scheduled 

Hi guys, my name is herby and I just closed on my first deal for house hacking on a 4plex. 1 of the tenants is out of contract and is on a month to month and that’s the unit I plan to move into.