They are either approved, and you return any subsequent applications and app fees, or, they are denied and you send adverse action letter and move on to the next app.

Spousal abuse is not a normal situation and there are often exceptions to how to handle this.

A dog scratching a door is abuse and should be charged.

So you have a ready tenant with a family that you already have a positive relationship with and want to deny them in hopes that you find another family as good as this one? 

I'd love to have many STRs on my future property, as well as travel nursing rentals, some WWOOFer spaces, and ideally, short term spaces available all the time for domestic violence survivor mamas who need a minute to catch their breath and gain their footing again after leaving their abusive situations.

Look at the difference in price between your property and the most expensive recent comparable sales (being careful to make sure your comps are actual comps not properties on nicer blocks, across a highway, in a better school district, with less crime, next to a park or on a bus line when yours is not, etc).

Make sure you understand the HUD guidance on the use of criminal records as grounds for denying someone housing.

There’s no denying that real estate investments are one of the best potential ways to grow your money with a strong return on investment.

I would not however, like to be the lessor that waits 3 months for approval, gets denied, then needs to request 3-4 months of back-pay from their tenant.

Given the history of abuses by mortgage lenders, I am evaluating my options and considering a complaint against the appraiser and the mortgage lender.