They offer a 2-year residential bridge loan for this purpose (bridging the gap between hard money or c/c debt, and a long term refi).Granted, you'll pay a couple of points and higher interest rates than conventional, but you can also buy yourself two years, pay off your credit card debt, and set yourself up for a conventional refi at a very low interest rate in a few months by cleaning up your credit score.

This is all pretty normal and routine stuff. 

I was wondering though, should I get a renter in first or should i get the refinance done now so the appraisal can be done in a nice empty clean house without a tenant living there?

I'm just wondering if he has just up and left (owes 2 months rent) What is the proper procedure to legally clean out and re-lease the unit.

I have a housekeeper that is a clean freak.

I’m seventeen, work at dunkin, and I see room for a business that takes care of routine cleaning so inspection season isn’t such a freak out.

Specifically will need contractor(s) who have expertise with (in no particular order):-Chimney repair-Drywall repair/replace (two patches on stairs)-Flat roof repair-Plumbing - complete replacement-Update/Clean Up Electrical-Washer/Dryer hookup installation (basement)-Replace both water heaters-Baseboard installation in attic (to make into a legal 3rd bedroom)-Structural corrections to exterior stairs leading to 2nd unit-Structural corrections to front porchI've received a quote from a GC, but want to interview a few other contractors.Thanks,Bret

It’s clean, you both get what you want.

Psychologically, it feels better to a lot of people to pay off debt and establish a clean slate before putting money towards an asset.

Even worse if she had addictions like shopping or gambling.A problem would be if you invested and she wanted to sell and give up the first time you had any problem that investors routinely or predictably will have (if they invest long term) like tenant damage or unanticipated construction.