My question is would you guys rather sell stocks and take a long term cap gains at 15% tax rate, or take a loan and keep the stocks growing.

Renting properties to sober living homes in Colorado involves a combination of understanding local laws, finding the right tenants, and ensuring your property meets the specific needs of a sober living environment.

I've been on the sidelines with real estate investing for about 2 years now given this highly volatile and high interest rate environment (at least relative to recent years).

Managing the $73,000 renovation budget required careful oversight to stay within financial limits and meet deadlines.

Can you easily see your occupancy/vacancy rate at any moment?

LegoffWe sell after origination our real estate loans interest only 12 month terms Rates are 12%+

You should look into DSCR Loans - many investors like yourself typically move to this loan product once they max out with DTI/qualifying conventionally - a bit higher in rate than conventional mortgages - but no DTI ratio or tax returns/income verification makes a much easier qualification process and LLCs are 100% ok (even as sole owner) and actually often preferred.PS - published a 10-part article series here on BP last year on everything you'd want to know on these loan types - sharing links below, hope it can help!

The interest rate on the HELOC is 8.5%.   

Last year when interest rates caused everything to slow, our average price/sqft only went down by 0.004%.  

Rates are competitive but you could potentially get better terms