There is a Massive Difference in Exposure Between FSBO and Flat Fee MLSFSBO Listings appear on: CraigslistZillow, in the “Other listings” section, which are hidden by defaultFlat Fee MLS Listings appear on:MLS, with all other agent listingsZillow, with all other agent listingsAll major real estate search engines (Redfin, realtor.com, etc.)Brokerage websites (Compass, Keller Williams, Coldwell, ReMAX, etc.)In addition, the Flat Fee MLS listing will go out to the agent’s clients via new MLS listing notification emails.3.

I view my local banker as a part of my extended team of advisors.

Go into the branch and apply with a banker.

Being lower down or off the list entirely will have a direct effect on their bottom line.And I won't say that bankers talk often with each other but I would be shocked if the occasional " do you know this guy" and a nod followed by raised eyebrow don't happen over coffee or golf.

It's shown that over 85% of investors who take out a Heloc refinance to consolidate the heloc into their mortgage in 3-5 years.As a Banker I tell people every day "Do not" let a low first rate stop you from buying more properties to build more doors, which builds more passive income. 

Both by you to your banker, and then by that banker to the committee.   

Thakkar, my business partner/close friend is a top multi-family realtor with Coldwell here in Lubbock.

If you wanted to invest in real estate, you can become your own banker use your own account to borrow the funds, but you also can build a great tax free retirement for yourself as well if thatʻs something you want to do.  

This is a question to those who had tried to refinance a mid-size property during the financial crisis as well as to the bankers and lenders out there who were still lending during those crazy times.Hope to hear your thoughts.DK

You could also use the current home to pull out a HELOC for the DP of the next FHA home.Make sure you are talking to an experienced Banker or Loan officer who has handled multiple "Gift of Equity" type transactions to avoid drawn out process or issues in underwriting.