I'm looking to add another property that I found, but am short a bit of cash to be able to do an all cash deal on it (I do have some time to get it, ~ 30 days).I think my best bet right now is to refinance either my duplex, or SFR that have no liens on them and use that cash, does that seem like the best option to you all?

And, I'll bet he'll telling his cell mates that he's a "victim."

Probably your best bet is Los Angeles. 

They may be asking $260k, but given the situation I’m willing to bet they would accept a lower offer.

Best bet for you would be the Eastern Mass REIA in Rockland (2nd meeting in Taunton).  

When the price is too high relative to repairs, but still below market, your best bet may be a subject to / wrap to take over ownership on terms with no money down.

But knowing people and money, I'll bet there is a small group of people who meet at least once a month to talk about property and investments.  

I don't to be running around looking for options at the last minute.I understand that banks are not interested in making 20 year loans on a loan that will be paid off quickly, but it seems odd that if I had refi'ed and THEN listed it for sale there would not have been a problem.Jay, can I get a HE loan if it is listed for sale?

If he has a mortgage on the property you can bet he has insurance.

I bet over time you will make many more deals and get paid to do it.. as opposed to trying to circumnavigate the RE rules ethics and laws.