There are several lenders specializing in such, here is a list that you may find helpful:https://www.biggerpockets.com/blogs/2810/50272-lis...You can do cash-out refi, but you would have to wait several years before you could do that, most lenders will not use appraised value until 3 years after the purchase, they will use purchase price as the value.

Try Chris Hulser, he specializes in Madison (West Huntsville).  

Do you have an agent that specializes with investors? 

We voted down a special assessment of $2,500 for painting back in October and a $100 increase in dues for painting in December, but the board has just sent notice of another meeting to be held in March for a vote of a $2,350 special assessment. 

That is very impressive, specially given that this is your first deal.

I will prepare to have another conversation with her. 

The presentation was put on by an attorney that specializes in this exact transaction. 

I’m looking for recommendations for a small business/real estate attorney and CPA. they don’t have to specifically specialize in real estate.

I wanted to clear a few things in case It happens again.In a deal like this, how do you guys deal with the HOA, meaning, do you investigate about active/potential special assessments?

My accountant said:"Yes we can help you prepare the form.