@Wenhao Leu You will not be able to get a conventional mortgage loan with an outstanding Judgement on your credit report.

Maybe we could 3 whole more people to come and make our group an outstanding group of 6 people.

You'll also have closing costs to do this.You can do either option till the banks won't cut you new loans or you have a total of 10 loans outstanding. 

The amount of capital gain taxes paid each year is based on the percentage of principal payments received that year compared to the total principal balance outstanding (prorata basis).

I am interested in purchasing the unit from the estate, including any rights under the title insurance policy (the property was supposedly sold free and clear to purchaser, but the outstanding lien will implicate the title insurance policy).Is it possible for me to purchase the property and also become the beneficiary under the deceased's title insurance policy?

The purpose of a redemption period is to give the previous owner time to reclaim the property by paying the outstanding charges.Texas is very protective of the homestead.

RealtyTrac let's me find those foreclosures, then I use the county site to get exact details such as outstanding loan balance, case status, etc.

This lender only charged interest payments on the monies outstanding at each month. 

If they’ve damaged the property when you do your inventory, keep their security deposit and take them to court for whatever else is outstanding.

(At the end, I'll do a loan mod and stick the outstanding balances on the backs of the loans as an interest-free balloon payment)That said, I'm missing out on TONS of opportunities to buy because I can't qualify for a conventional loan.