As a new owner I’d consider starting a new, fresh account even if it means losing great reviews.

Would a new, wood, privacy fence on one side only (all 3 bedrooms) necessarily be a selling point by which I could recoup the fence investment, or would it instead be a turn off and potentially lose me prospective buyers?

You gotta buy them, fix them up bit and rent out otherwise you will lose money keeping them vacant.

That may be the hook that got me to upgrade to a pro membership (haha) but it was stated that spreadsheets could be sloppy and you could make mistakes in them and lose a lot of money.

But one other concern - isn't the 401K loan due immediately if you lose your employment?

If you cannot cash flow well right now and a recession hits, you will lose a lot of money.

Lose with Substantial Authority.

I feel people will give up neighborhood amenities and excess sqft before they'll sacrifice bedroom count. 

ThId Is goIng to sound bad..but I’m not even sure you’d actually want to do this because if they become too financially literate they will ultimately become homeowners instead of renters and therefore you will lose your clientele

My understanding is that commercial properties tend to depreciate over time, only to be propped up with cashflow, and if you lose a tenant resale value tanks.