Under this system, everyone wants the improvements and repairs made ASAP so that they can get the highest amount out of their own condo because you can advertise it as having a new roof, etc.Also, it's better to have a condo with a property management company, even though in theory this might be more expensive, because being willing to run for the condo board does not equal being a competent property manager. 

They can be purchased with short-term funding if improvements are needed before being tenant occupied and when the deed has been seasoned for 6 months (your LLC has owned it for 6 months) you can do a cash-out refi with the LLC as the borrower and it is considered a commercial style loan (even if it is a residential style property).

It's easy to search on Redfin/Zillow with the keyword "ADU" now.I found some recent transactions data (almost all from second quarter of 2021) in the bay area that might be of interest to you: https://www.redfin.com/CA/Camp...https://www.redfin.com/CA/San-...https://www.redfin.com/CA/Sant...https://www.redfin.com/CA/Sunn...https://www.redfin.com/CA/Sant...https://www.redfin.com/CA/San-...You can see that in all of these cases (whether with detached or attached ADUs), ADU added more value than the estimated construction cost, which shows that building an ADU can be a proven strategy for bay area home owners to not only improve cash flow, but also immediately add equity value.

Our program is designed to help people who want to get out of their situation and improve their lives.   

It's a catch 22 - I can't improve my score because of debt and I can't pay the debt because all of my money is locked in this property!  

Things I'm hoping to Improve: I'm currently struggling a bit to get a second deal.

So if the private lender lets you pay some upfront points/fees, or take a modestly higher interest rate, in exchange for offering you an interest only monthly payment, that would improve your DTI, relative to having the monthly payment be a fully amortized P&I payment.

In a traditional Real Estate market adding to a property will not increase the value enough in the short run to cover the cost of the improvement.

I have been licensed since 1975  I have wholesaled I cant tell you how many properties well over 1000 that's for sure.But you have to define wholesalingMy definition is I buy them close on them  then usually do something to improve them sometimes not and then I resell them.If your definition of wholesaling is to simply make larger fee's than a normal brokerage commission ..

.): $100/moRemaining personal loan for home improvement: -$50,000 (8.4% interest, needs to be paid off ASAP)Cash to invest to start: $0 (all cash has gone toward the high-interest loanFuture salary income available for real estate: ~$500/moWe want to start with one additional property and build our portfolio with more properties over time.