Also ask for clarity on what renters insurance is meant to cover vs. your home's hazard/liability policy. 

I meant hard money lending from the buyer side not the wholesaler.

That’s what I meant.

If you meant $50k I can’t believe the IRS didn’t step to the front of the line at time of his passing and take what they were owed from any liquid assets, possibly paying these liens off. 

This is not meant as offensive.

As some others have suggested you could look at doing a hard money loan but that would still require you to put ~10% of your own money in, plus hard money loans are meant to be temporary.If this is a really good deal you have on your hands, you should try to wholesale it to another investor.

This is what meant "he is really pushing my buttons""In this vein, I have yet to receive a response to any of my email updates or requests for input.

Sorry, I meant an actual assumption…which is where you submit an application and qualify for the loan, just like for a new one.

David, by both sides I meant me (not overpaying) and the distressed seller (don’t take advantage of them).

make sure you're dealing with the decision maker. we spent a lot of time going back and forth with the son before we realized he was not the decision maker and his wants meant nothing.