I  am a mortgage banker... at least I passed the test.. but I don't work on that side of the table I only do private stuff when I do it.Dodd Frank came in after the crash.. so these are the new rules.. and as stated above..

I'd like to know what are the best ways to structure deals with investors if I'm bringing the deal to the table?

If you agree you agree, if you don’t then oh well.My scenario:Asking price: 185k (priced a little below market)First offer: 185k, seller cover 3.5% towards closing, and 5k for a newer AC unit (this is Florida) - Then they said they had multiple offers (this is with 24 hrs of hitting the market), and wanted best and highest offer- I offered 188k cover 3% towards of closing costs (closing costs are $5,700)... 3% x 188k = 5640, so I would only have to bring $60 to the table They accepted this offer- Did the home inspection, inspector said the roof only had 5 years left (composite shingle) WITH repairs- So we had a roofer look at it, they refused to even do repairs to it since it was so worn down it needed to all be replaced (Florida roofers are strictly regulated and justly so because of Hurricanes)- Requested the sellers put a new roof on the home payed for fully by them before closing- They accepted- Why would a buyer NOT ask?

This question is for all the successful, wealthy, millionaires, billionaires, own the whole mountain or on your way to reaching these goals.

Whatever it is, try to achieve your goal for the event (and no, “showing up” is not a goal).Body Language MattersYou’re busy, and you’re thinking about the mountain of tasks you still have to complete today.

At the closing table the seller couldn't care less where the money comes from, but it's a long way from the realtor call to the closing table. 

VALUE ADD CAS STUDY #2 - Haven at South Mountain ApartmentsPurchased 11 months ago- 117 Units in Phoenix- Purchase Price $10.75M- Renovation Budget $1.5M- In-place Income $90,000/mo.Current Status- Revenue $107,000T- 12 OpEx $470,000 ($40,000/month)- Community Reno complete- 61 Interiors Complete- 6 interiors in process (pre-leased)- Remaining LTL $19,000Forced - Vacancy $4,500 (due to Reno)Upon Completion - Projected Income $135,000- OpEx $40,000- NOI $95,000 (Annual NOI $1.14M)Valuation - At 5 cap: $22.5M- At 5.5 cap $20.5M- At 6 cap $19MCONCLUSIONGuys, both of these are obviously proven value adds.

My wife and I ate there on our last trip out and it looks like you are the same table we had.

In addition, being a broker brings a lot more liability to the table and you need to have a lot more things in place like banking, escrow and insurance.No need to rush it in my opinion.

But the question is what does young master Jon bring to the table as he begins his investment career?