@Bob Malecki I’m new at Note Investing (I would have ended up here anyway as I don’t like any other aspects of RE and I do sub prime auto lending) but you’ve been doing this a long time, is this a natural business cycle we just have to wait out?

If I get a HELOC or HEL, I believe I have to homestead the house before applying for the loan which means waiting until Jan 1st (I'm in Texas).

If I get a HELOC or HEL, I believe I have to homestead the house before applying for the loan which means waiting until Jan 1st.

May I also recommend that you suggest the services of an appraiser for your buyers before they make an offer on a home instead of suggesting they wait for the bank appraisal to screw them over!

I'd happily pay someone a few thousand dollars to do all of the work of finding and negotiating a great deal for me.

He is now stating that he wants the leach line removed immediately, otherwise he is going to sue us to get it removed and call “code enforcement” (his words) and get our property **** down...I have talked with our property management and they toldme to basically wait him out.

However I think it is a double edged sword as it will price thousands out of their homes.  

There’s no good time to mail in the next 6 weeks so wait it out and your January will suck. 

My mortgage broker tells me that I need to wait about a year before I can re use my VA loan. 

If you wait, you will regret it (first verify that this is 100% true)