We are currently looking at a home with two mid size trees about 20' off the back of the home.

Not my cup of tea per se but to each his own.  

Trees do not grow to the sky!!!!!

Trees don't grow very well out there as the wind can get really brutal and twists anything taller than about 4 feet. 

Right now we are just doing some short term secured loans,not large amounts but enough to get our feet wet,wee mainly started because when we first started we got flustered because Thur our education they always made it seam there was a hard money behind every tree!!

Lending Tree?

Anyone looking at the house could see a tree there. 

If I took what I make in a year and calculated it to an hourly "pay" then I'd feel dumb spending 2 hours cutting my palm trees which "costs" me $1000 (not really but for discussion) vs paying someone $150.

(e.g. snow removal, cable/internet, county permits, tree cutting, etc. etc.) 

Some older homes still have only one wall receptacle in the bedrooms and some don't have even one receptacle on kitchen countertops near the kitchen sink.I would seriously need to see the property, but if you are only getting $1200 per month for rent even if the house is in fair condition you are cutting your profits super close because the $1200 is super low even if the house is in excellent condition because when a tenant moves from a house the cost to clean the house, paint, make repairs and there is always some major costs like you need new kitchen counter tops, or you need to replace the stove, or refrigerator, or a dispose, or some sinks are cracked and chipped and you need to trim trees and shrubs and the list goes on and on.