You can set custom date rules and just keep changing it so that it wont allow for 1 night gaps. 

Because they are making 10x that on all the other customers

Strikes me a long but I don’t have anything relevant to compare it to. 

I hear local lenders are more customer service-oriented and all around better, however, is it worth paying more and consequently spending way more over the course of the loan or should I go with the cheapest rate?

But feel it is going to negatively impact landlords by further scrutiny(and new regulations) from the government which will harm tenants on down the road.I'm not sure how it "harms tenants" any more than any other business harms customers by raising prices.Around 70% of rental property is managed by a professional property manager in Australia whereas it's more like 20% in America.

I use this to easily have the data to give to my CPA.You can likely Google a good Excel template that you can use to customize as time goes on.I keep tenant info, AC filter sizes, trash pickup days, Magistrate info for potential evictions, Section login info in addition to the normal income and expense info. 

Also very relevant to the price point and type of renters you are looking for. 

Happens all the time.....your loan officer does a sloppy job, or You don’t supply All relevant info....in the end when reality surfaces, you get denied.  

Sometimes the customer experience is also important. and sometimes its all fluff.

@Alina Trigub you touched a topic that is very relevant to me.