I quickly realized that rentals on Oahu will not break even unless its a miracle.

Probably not the answer you wanted but its the safe on :) 

@Travis Quickel  I personally don't see any deal here. 

However, it's a bank owned property and know they have been known to cover stuff up and sell as is with no disclosure so want to try to place it safe.

This was all done within the span of about 3 months.My current W2 job provides me with enough income that I should be able to scrape together enough money for an FHA down payment quickly, I have a FICO of 780+, I’m in a buyer’s market from what I can tell [Topeka, KS].

The various calculator are a fantastic resource which I've been using to try analyse a bunch of deals to develop my own knowledge and experience.I've been struggling to quickly and accurately estimate the Variable Landlord-Paid Expenses for rental properties. 

I would definitely have the property inspected to be safe but this is what I can tell.

I have found the easiest way forward is to work with the tenant so the resolution is quick and painless. . 

If prices are rising quickly, it might work out.

Sometimes in a small business everything starts growing quickly and you find yourself unprepared!