Good morning BP,

Im looking for bank/lender referrals in Central Texas. Specifically Bell County, but really anyone who can point me in the right direction will be greatly appreciated. Ive got solid contacts ...

I really found the "Articles" section helpful when I was first getting started.If you have any Louisville specific questions feel free to shoot me a private message.

You may ask, why not do private lending--I would rather spread the risk of the deal with another person and not have to pay interest in a borrowed downpayment.What % equity should I keep for arranging the deal?

I found it interesting.How to Encourage Private Flood Insurance; Why Delaying Biggert-Waters Is Not the Answer

To fix and flip, you will need to raise capital (hard money lenders, private money lenders, seller financing).

I am working with a lender that is a small, private funder of residential mortgages, both owner occupied and rentals to see if some of their investors might be interested in doing these.

This insures that they will close and if they don't you can hopefully get an extention.I personally wholesale and cherry pick the best deals to fix and flip using funding from private lenders.

They are willing to give you some advice.To ask someone "Hey who are your private lenders you use where you invest at because I want to do the same".

Alternatively you could write private notes for rehabbers, or buy and hold investors to use these funds for greater returns than you could get in the market.

Buy it for less than the contract which is much like buying a mortgage at a discount.You'll need cash, depending on the underlying contract you might be able to finance it with private funds, most lenders won't touch it.Need to see what kind of contracts were done, the seller may be interested.