Only downside is they don't give multiple policy discounts for rentals.

Tell them about your guest policy and ask them to have the tenant call you.3.

I like your marketing approach : ) What do you aim for in ROI on development projects in Redington Shores and are you using real estate agents?

I said for me nothing, I don't carry any and you could hear the consensus which was if my name came up don't take the case if the outcome is likely to be a nuisance settlement goal because it is Insurance companies that keep that source of income flowing, and those lawyers that knew me knew my policy was bury the enemy not settle.Continuing ed, I thought this was a good thing.

Make it your policy so if they whine about it say it's your policy and stick to it.

I have come across certain Title Companies in Houston who would not do double closings, not that it was illegal, it was just their company policy......or so they claimed. 

Lastly (and unrelated to the lender's credit issue), is it typical for the lender to require that the insurance policies start way before date of recordation?

I want to get an umbrella insurance policy to increase the equity I have accrued.  

That's only 100/month for the policy, which is roughly what I pay for similar policies in my area.

I have had to file owner policy claims because of closing attorneys and specialists not even bothering to pull property liens and back due taxes.