Looking for an insurance company that doesn't require it insure your primary

[Alex Silang]

To maximize my savings for RE, I live with my parents. Unfortunately, many insurance companies require they insure both your primary and rental property. I found a company that can insure just the rental property, but I strongly suspect they are overcharging me.

Does anyone know other companies I can use

Thanks!

[Ann Bellamy]

Alex, just so you know, insurance on rentals is higher than homeowner insurance, so don't assume that because it is higher than your parents' policy, that it is overcharging.  However, as @Steve Babiak referred you, nreinsurance.com specializes in real estate investors.