Save for 7-8 months and get my 20% down of 10k on it and go to a bank which isn't my favorite option or maybe since I was reading on here that life insurance company's have a very low interest rate and like to invest in multi family buildings that would be another good option.

I self manage and co-manage residential multi-families. 

I would think people have an easier time paying a few grand more for a house (getting a larger mortgage) than having to scrape together cash after they close to sod a yard.You are also asking to track in more dirt without having grass in the front.

I do have additional cash on hand to invest but I would like to use the equity build up in these two properties in addition to put myself in an even better position to purchase either a couple more SFR or a Multi family.Both homes are located in Nampa, Idaho and are financed through a large bank, not a local community bank which I would like to start building a relationship with.I would appreciate any advice.Thanks,Devon

@Raffie Mardickian If I was you I would put that towards a multi-family house preferably a four-plex. 

Large multi-family apartment investing can be an attractive area option especially for folks that want to invest w/experts that do value add investing for a living and you can help fund the acquisition and share in the profits.

You could track down the owner and see what's what.

I'm looking at Multi Units all over the bay area, but visited 2 in Oakland this weekend.

Some of it is already invested, but I would like to get on track in real estate to start generating monthly income on the side in the range of $4000-$5000.

Any active multi family investors in the greater metro area?