TLO is used for investigative process, fraud prevention....rarely used by flippers, bird dogs, and wholesalers.

For additional protection I make an effort to mask our personal identity as well as possible through publically filed records.

What kind of identity protection does everyone else use and why?

I assume I'd be jumping through identical hoops in that case?

The new evaporator coils are identical for R410A and R22 EXCEPT for the size of the flow orifice (or expansion valve, if this is used instead) and a higher pressure rating to accommodate R410A. 

@Kyle Coleman, Yikes - I hate that a loan originator is encouraging you to commit mortgage fraud.

I can't imagine mortgage fraud is taken so lightly.

You need to live in the property for 12 months in order to secure a 3.5% down FHA loan or else it's technically mortgage fraud.

Hey BP,I'm considering placing a bid on a condo from a seller/developer who pled guilty to bid rigging and fraud conspiracy at foreclosures in 2015.

If there was FRAUD, then you can ask for your deposit back and if he says "no", then you could try to pursue a civic case.If I was selling a house for $x, and the buyer said "I want a discount because the tax office says it's smaller" I'd simply say "no".