Few borrowers understand how to read a title report, their state’s usury requirements, or the difference between a consumer purpose and business purpose loan.For these, you really need either a knowledgeable lawyer or an experienced hard money lender.

I used to do everything on my own but it’s too time consuming for meand no ability to scale that way.

The National Bureau of Economic Research classifies a recession as “a period of declining economic performance across an entire economy that lasts for several months.”The residuals of lost jobs, unemployment, and consumer behavior caused by COVID-19 and subsequent “lockdowns” are still being felt across the U.S. — with numbers in April 2020 reflecting largest declines.During this month we saw both job loss claims and unemployment rates — 13.5% and 14.5% respectively — the highest since the 1929 Great Depression. (2)For recent contrast, the peak of the 2007 Great Recession saw job loss and unemployment rates at 6.5% and close to 10% — that’s a difference of 7% and nearly 4% and with a population of nearly 330 million those are big numbers.We are also seeing signs of a recovery taking shape and forming into what economists call a “K-Shaped Recovery”.This article aims to clarify the type of Recovery we find ourselves in, identify who has been most affected, how these changes reflect in the Austin Real Estate market, and review what key economic indicators to watch in Austin and Texas.Why Does It Form a "K"?

You could get some real estate agents opinions as to weather it would make sense to fix these issues to enhance the sales price and marketability.

In lower risk areas this is a great approach to today's "I want it now" consumer and as a housing provider can reduce days on market drastically. 

In an ideal world, when the utility is a non-profit entity (government or non-profit run), the water charges would be attached to the unit because a)that's where the service was consumed, and b)non-paying customers offload the cost of doing business from the business owner (the landlord) to the public (the utility).

I’m a big believer in ditching consumer debt a la Dave Ramsey.

Time consuming & repetitive, yes.

Yes, I know, BiggerPockets is for investing, but the week the book comes out it would be great to hear an episode of the OG Podcast where David deep-dives some nuts and bolts strategies for agents that expands on the book and Brandon can play devils advocate and speak from the consumers mindset.

I didn’t realize how time consuming it was to getall the details and paperwork in order mainly because I enjoyedlearning the process when I went through it.