I'd recommend contacting a few providers since pricing and service can vary widely.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

For example, Revocable Trust do not provide asset protection like LLCs do.

Anyone in OUR situation (who is not in the 1% of 1% and has dividend / investment income that would provide a sufficient means of living otherwise) is going to be totally focused on cash-flow.  

Home insurance won't cover a lot of system failures like electrical.Home warranties are designed to make the warranty provider money; they are slow to respond, quick to reject claims, charge you a trip fee for every visit, use the lowest-cost vendors that provide quick-fix solutions, and are generally not worth the paper they are written on.

Thanks for everyone's input, I wanted to provide an update. 

If the tenancy is a specified lease term under a written agreement, and the lease term has not yet expired, you cannot impose a rent increase during the term, unless the lease agreements provides that you may do so. 

The company providing the warranty keeps most premiums as revenue and profit."

Like going up and down the pitch over a 2 car garage could easily use a tube by itself, for instance.  

Here are highlights of the program right from their website:Program Benefits-A 30-year fixed interest rate mortgage loan, several rates and loan options available-Down payment assistance (DPA) 3% to 5% of the loan amount-You do not have to be a first-time homebuyer-DPA provided as a grant (never needs to be repaid) or 3-year deferred forgivable second lien loan-Available statewide through a network of participating lenders.