So the point of this is that what often occurs is that in the year that you close on your purchase you start out at the seller's old property tax rate.  

It requires the borrower has significant experience and is very costly (in terms of rates/origination)It's generally really risky to do 100% financing especially if you are inexperienced.

Cap rates are pretty useless.

It is tough to "perfect BRRRR" here with consistency or anywhere for that matter with today's rate and insurance costs.

The challenges include - Interest rates - that are as high as they have been in 20 years; property values - which have doubled and tripled in the past 3-5 years.  

-will I be able to keep my interest rates?

The math behind is like this 175k loan is roughly mortgage payment of 1408 per month ( This is with 9% interest rate, DSCR tend to be 1-2% higher ) + insurance and Taxes.

I could only get 1 DSCR lender to do 1 of my SF properties due to the low ARV, the fees and interest rate are absolutely not worth it.Are you bundling properties together when refinancing? 

Verify the interest rates and terms of the existing loans, as favorable rates can be beneficial, while higher rates might prompt you to consider refinancing later.Assess the condition of the properties thoroughly, especially since the owner is "done with them," which might indicate deferred maintenance.

@Imdhadur RahmanBest I’ve seen is 15% down, and you pay more in rate as a result of the down payment.