Quick follow up with a few more specific questions-Any other recommended ways to learn, online courses, etc?

The Seller giving you a credit towards closing costs to offset the expenses.

Anyone have recommendations on a local bank or credit union to use for a refinance in Baltimore?

In general if sellers are looking for a larger down payment we try to introduce them to local credit unions or lenders that can utilize compensating factors for qualifying on more favorable long term financing solutions. 

You can have 3/4 of the lease payments credited to principal if you wanted, and then lock in a juicy purchase price that gets him/her salivating. 

For payment, pay them separately NOT via rent credit.

Thanks Of course, you do not need college to do RE.

most attorneys especially smaller ones will not accept credit cards.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

For example, the last sale I did, they required that I remove the brand new stainless fridge because it didn't have an ice-maker (they didn't ask for a credit or a replacement...just that I get it out of there before closing).Most of them are looking for 7-10 days of due diligence, so that could make double closing difficult, but I imagine they'd do it (I've never tried).