Hi Bill,I'm licensed in Texas, California and Florida and was working the Texas market until my move to Florida in late 2012, and was working with Lifestyles Unlimited Real Estate Investors Group in Houston.First of all, never completely write off any source of potential properties.

If it's in CA I can do the loan at a smokin rate shop around then call me for a quote I've done a ton of investment properties loans.

3.Currently I'm living in California, Should I find a local lender here?

@Randy King - sending you a PM about HUD properties.

I am from North Dakota originally and have spent the last 5 years in Southern California.

That kind of limited capital would be tough to do lending in either a hard money or transactional funding role, especially here in CA.

I’m a ‘fix and hold’ investor from the Bay Area in CA, and loving it!

I lived in CA and had access through a Title Company to look up COMPS.

Some caps in California are at 3% and Denver 4.5%.

We used to send from California through a mailing house and people would call all the time and say why are you sending me mail from California when my house is in Texas.