Terminal fed funds is between 2.25 and 2.50 according to those who bet on that for a living.

Take the course (in person or online if its offered) and then practice the end of chapter tests until your eyes bleed. 

I’m a basic meme bet and I have a feeling that I may be clicking links that only pro members can see.

And that would lead to my best suggestion for cutting costs: Let someone else (a mail house or an online outfit like Click2Mail) perform the labor tasks for you.

Any recommendations of courses to do so would be a great help also, I found a few online.

The info is all available for you online.

I bet they are in it 50k on legal fees now its highly complicated Old railroad right away that was bought by the state and now its a state asset were they are making it a bike and walking path and the state it turns out cannot be sued for an easement of necessity.. its quite complicated really at the end of the day its a 500k chunk of dirt they either get me my right of way or cut me a check,Now that I am doing business in your fare state and in Charleston SC that has old old parcels and deeds that go back pre civil war..

Your best bet is to sit down and talk with an agent and discuss your needs and wants.  

Hey @Christopher Gandara, looks like you wrote this a few days ago but I just posted a Biggerpockets blog on 55 ways to find off-market/wholesale deals online.

I certainly can't speak for all banks, but if you insist on going small loan commercial you're likely to find the best bet at the smallest banks you can find. maybe a credit union.