Hi everyone,Just started real estate investing this year and bought a triplex in Rochester NY.I’d like to focus my attention on Cleveland OH now, looking at multifamily in the $75k- $100k range.Needing lending advice, specifically on liquidating credit cards.Best Neil

@Eyal Goren Is there a specific market you're looking to invest in? 

I would recommend you get in touch with a real estate attorney-CPA firm, to help you walk through all the benefits available to your specific situation.

I realize I am not rich by any means but I want to describe my situation so an experienced REI can give me advice suited to my specific situation.

Specifically, ALWAYS work on providing safe conditions and law-abiding procedures.

You'll probably need to find a lender who's willing to work with your specific circumstances.

Three are VA loans.Using your VA loan is a great way to get started.Message me if you have any specific questions.I wish you all the best.

, having an elevator pitch of what you are specifically looking for, and being ready to pitch yourself and your idea when you have the opportunity. 

I’ve had lenders that can budge, some are firm in price, it’s really property specific.

Specifically, I think they should arrange a discounted sale even if that means they lose money.