If it helps any, I have the VA loan as a benefit as well.

Can anyone offer a recommendation for a lawyer to help?

Hope that helps for now.

If you want more options, I can help.

Thank you for your reply and this forum has been helping me a lot by having people's reply like you! 

A local realtor would know more than those of us on here.If you are wanting to increase ARV then it sounds like that’s not going to happen.If you just want a nicer home to potentially get a better tenant and keep them longer, then the 1/2 bath would probably help.

I really appreciate any input or suggestions before I pull the trigger on these large expenses.

@Michael HoranI don't have any experience with them, so can't help you there.  

I contacted a local attorney who is very knowledgeable about this and he helped me understand that this is a Columbus law.  2.

**Exit Strategy**: Make sure you have a solid plan to refinance or sell the property before the loan term ends or in case the lender enforces the due-on-sale clause.Being diligent with these aspects will help avoid potential pitfalls in your first Subject To deal.