There's still healthy tension, but by empowering someone else to make decisions, there are some extra expenses I wouldn't have voluntarily taken.3.

My wife and I ended the year welcoming our second boy to the family - born healthy, ticked off at the world and driven to make everyone conform to him.  

If you did a cash-out refinance, that would give you some cash in hand, but also would add to your debt load - potentially making it difficult to qualfy for additional financed purchases.Based on your stated income of $55k/year, I don't see how you would qualify for the purchase of a $500k property - even if it is already turning a healthy profit.Also without 2+ years of property management experience, sometimes banks won't include a property's profits towards your own profits in their calculation debt-to-income ratio, making it impossible to borrow more.You need to know 2 things before moving forward:1.

So even with closing costs and some work we may want to put into it, we're already looking at a pretty healthy profit. 

Plus with over $1 BILLION worth of construction on the books over the next 4 years and light rail arriving in 2025 the city is set explode if the economy stays healthy.

An agent will be able to give you an idea of a healthy or unhealthy HOA.

It fosters a very healthy conversation.

Hope it' s working out for youThat's cool I am open to a healthy debate about the model. 

Many other parts of Ohio are economically less healthy.   

They pay more than everyone else in the neighborhood - never hear from them and get a glowing review.