Hey everyone, in the last few days I've been looking at getting a HELOC to fund a few deals coming up and I've talked to mortgage brokers at a few big banks like wells fargo and chase.The HELOC products are pretty much the same, fees are pretty much the same + or - $100, as are the terms interests all around the 4% mark, almost to the point where all these banks seem like pretty much the same company.In such a situation is there anything I should look out for?

Life companies generally want nicer and new product.

This product is pretty flexible and allows up to 50% of the ARV to go to repairs, as long as the repairs are adding value.

But when I did, they said they didn't havethat loan product. 

As such, I work full time during those periods and part time for the remainder of the year.I have been looking for a way to spend my time productively & supplement my income during the slower parts of the year.

If you're not a nerd there are phone numbers to call on the first page after the cover.Their general liability insurance is a different animal, and for you (and most others here) the line you want to look at closely is "Products and Completed Operations - Per Occurrence," since that's what will pay if they do shoddy work.With that said, you should have a liability policy on any premises you own.

The product is similar every time you are selling so less hidden surprises to derail a deal and you can scale volume closings.The referral thing you want to know how much they scrubbed and qualified the lead.

My issue is really not so much with you Ben as it is with the immediate response of folks selling stuff and not giving room for people to ask questions about products or services.

Visio Financial, Econohomes sister company, has recently updated rates and products.

Your goal is to get the tenant to do as much clean up as possible so you don't have to.Buy the Nolo California Landlord's guide:http://www.nolo.com/products/the-california-landlords-law-book-lbrt.htmlYou should have a document signed by the tenant listing the condition of the apartment upon move in.