When you sayjust trying to sell us an extra 30K policy to cover the issues. do you mean Insure an amount of $30K or actually charge you $30K out of pocket.

There is usually only a charge if you print something.Jay

The duplex holds some emotional attachment as it is my grandmother's home were we grew up in.

Also a realtor told me its illegal to profit off of people by stepping them through the loan mod process, I think perhaps thats just for realtors though...I got someone whos done dozens of these home mods if any of you are concerned, I say this because I know theres always someone who will jump on you lol...If theres no regulation, how would I charge for the service?

Sometimes people make emotional decisions.

You would sell to someone with temporarily tainted credit or possibly self employed, getting top dollar on your sales price, 10-20% down, charge 7-8% interest, and rid yourself of the PM, maintenance, and all other expenses of holding rental property.

HML's typically charge 3-5 points, plus fees and mid double digit interest.

But if it will cost a lot, be sure to factor that in to how much you want to charge for a month to month.

Also, Hawkeye does not charge any money upfront (except maybe a $49.00 fee, don't remember exactly) which was nice compared to other similar companies I looked at that wanted $1,000-$2,500.

This really is a complicated and possibly emotionally charged situation.