Some of the funds were Roth but the bulk was traditional 401k so took a big hit with taxes.  

For example, Wells Fargo has relationship discount where for every $250k asset you move to WF bank account, you get your rate reduced by 0.125%.You might just save yourself $10k but just a simple askExtra Tip 2: Credit Hard PullMany people are worried about hurting the credit scores by having too many lenders hard pull your credits.

You two could potentially link up and reduce your skin in the game by working together.

A traditional wholesaler purchases inventory in bulk (or at minimum takes legal possession of it via a contract), and then sells it to retail outlets. 

By using the longer term mortgage, you reduce risk by having a cash flow cushion.

When you put yourself in the position where you do not have a professional operating on your behalf you make yourself very vulnerable and you reduce your opportunity for a good deal.

I live within a mile of my properties that is short term rental and use software and smart methods to reduce the work.

I have successfully done this multiple times and is a great way to reduce cost and time.

You will notice the amount of kilowatts used will be reduced when they are paying for it.. 

Anyway, the Duval county website has a handy property tax estimator - here's a link:http://taxcalc.coj.net/For a $150k house the property taxes would be about $2700 - assuming you don't have a homestead tax exemption, which would reduce the taxable amount by $50k.The rates for homeowners' insurance vary widely based on many variables - the age of the building, age of the major systems (roof/electric/plumbing/hvac), size, flood zone, and level of coverage desired.