The downside, these types of loans are more expensive.

It depends on the type of loan and property you currently own.

Solar Tubes, actually that's a trademarked name and specific type of "sun tunnel/tube," but yes, even I call them that ... they are meant to be installed in an attic space! 

@Elaine Chua you can type Milwaukee in the search bar then click on forums.  

Hardmoney you are looking at 65% LTV and closes fast and wont care on occupancy if you want renovation then you can get the money to renovate and rent then exit with getting a non-qm lender.2. with 25% to 30% down you can get a DSCR type loan at 1.00 even if the property is not occupied but property is in good condition. 3.

Please see below.Property type: townhouse, 3 beds, 1 bathMortgage balance: 80kEstimated value: 235kCash out amount: 70%-80%

I am now a Private and Hard Money Lender and help clients across the US with rehab fix and flip, DSCR and many other types of loans. 

It sounds like you already have or are looking for a very specific property type (studio or 1/1).

Might make a good hold until you die, or eventually turn it in to your retirement home type property. 

Hey Amanda, If these are residential properties, then you have 2 options for refinancing - 1) Conventional - Takes your income + debt and thats how you qualify. 2) DSCR: Takes the monthly rent - payment and thats how you qualify, pretty simple.If these are commercial, then you will have different options as it depends on the type of asset they are and cashflow.